Don't Leave Your Retirement To Chance

Make sure you are saving enough for your retirement. 

Current day Social Security payments cannot fully replace the level of income that most people made while they were working. Other savings are needed and often takes the form of employer-sponsored retirement plans.

Can you retire on $18,433?

The median amount in a 401(k) savings account is $18,433, according to a report by the Employee Benefit Research Institute. Almost 40 percent of employees have less than $10,000 saved which is not enough to retire. 


Contribute – The 1% Rule

Signing up to participate in an employer-sponsored retirement plan is a great way to get on track for your retirement. Establishing a set percentage of your wages to contribute to your 401(k) plan is a good starting point. Each year you can increase the amount of your contribution by 1% of your wages until you reach the maximum amount allowed. The 1% rule puts more retirement money away each year, without crimping your budget.

Learn More About Saving For Retirement

Fill out the form below to download the infographic on Important 401(k) Facts, as well as the article on What You Need To Know About 401(k) Rollovers

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River Wealth Advisors is an independent, fee-only, investment advisor. As fee-only asset managers we do not receive any commissions for transactions.